Looking to purchase a home? Want to make an offer that’s almost as strong as a cash offer? Look no further than our CERTIFIED HOMEBUYER PROGRAM, the strongest approval in the industry. The significant difference between this certified approval and a pre-approval is the borrower’s income, assets, and credit are verified and approved by an underwriter.
Validated items include:
- Credit report approved
- Sufficient income documented to qualify
- All funds for closing verified
- No other known credit issues exist that could prevent on-time closing.
What does all that mean? It means your loan is underwritten and approved with the specific property “To Be Determined.” The seller will know you are fully approved as a buyer allowing you to stand out among those that are just pre-approved. All that remains, following your Certified Homebuyer approval, are property specific conditions- such as inspection, appraisal, title, insurance, etc.
Once you find the home you want to purchase, you’re on the fast track to the closing table, often being able to close in as few as eight days. Let’s get you certified today!